Coverart for item
The Resource Consumer lending in France and America [electronic resource] : credit and welfare, Gunnar Trumbull, Harvard Business School

Consumer lending in France and America [electronic resource] : credit and welfare, Gunnar Trumbull, Harvard Business School

Label
Consumer lending in France and America [electronic resource] : credit and welfare
Title
Consumer lending in France and America [electronic resource]
Title remainder
credit and welfare
Statement of responsibility
Gunnar Trumbull, Harvard Business School
Creator
Subject
Language
eng
Summary
"At the beginning of the 20th century, consumer credit in the United States was perceived as unfair and exploitative. Social reformers fought to limit the economic and social impact of small lenders they decried as loan sharks. Reputable businesses steered clear of sales credit because of the questionable consumers that it would attract. By the 1970s, however, credit in America had been reimagined as a legitimate tool of household finance that was understood to have broad social and economic benefits. This transformation in the moral economy of credit accompanied a revolution in lending technologies and the regulatory treatment of consumer credit. Ultimately, these changes allowed American households to amass unprecedented debt -- debt that eventually precipitated the worst financial crisis of postwar America. To understand the origins of that crisis, we need to understand not just the shifting habits of consumers, but also what happened to lenders as the public moved from opposing credit to embracing it. This book traces how that transformation occurred. Nearly all accounts of the origins of American consumer credit have focused exclusively on the U.S. experience. Single-country case studies have their virtues. But they do not allow the observer easily to differentiate what is unusual about the U.S. case from what is common even to countries with very different credit practices"--
Assigning source
Provided by publisher
Cataloging source
CAMBR
http://library.link/vocab/creatorName
Trumbull, Gunnar
Dewey number
332.7/43
Index
index present
Literary form
non fiction
Nature of contents
  • dictionaries
  • bibliography
http://library.link/vocab/subjectName
  • Consumer credit
  • Consumer credit
  • Bank loans
  • Bank loans
  • Public welfare
  • Public welfare
Label
Consumer lending in France and America [electronic resource] : credit and welfare, Gunnar Trumbull, Harvard Business School
Instantiates
Publication
Antecedent source
unknown
Bibliography note
Includes bibliographical references and index
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Contents
Machine generated contents note: 1. Introduction; 2. Commercial banks and consumer credit in the United States; 3. Banks against credit: consumer finance in France; 4. American retailers and credit innovation; 5. Selling France on credit; 6. Credit and reconstruction; 7. The politics of usury; 8. Credit for being American; 9. Deregulation and the politics of over-indebtedness; 10. Consumer credit and American liberalism
Control code
ocn885338091
Dimensions
unknown
Extent
1 online resource
File format
unknown
Form of item
online
Isbn
9781139059046
Isbn Type
(electronic bk.)
Level of compression
unknown
Media category
computer
Media MARC source
rdamedia
Media type code
c
Quality assurance targets
not applicable
Reformatting quality
unknown
Sound
unknown sound
Specific material designation
remote
System control number
(OCoLC)885338091
Label
Consumer lending in France and America [electronic resource] : credit and welfare, Gunnar Trumbull, Harvard Business School
Publication
Antecedent source
unknown
Bibliography note
Includes bibliographical references and index
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Contents
Machine generated contents note: 1. Introduction; 2. Commercial banks and consumer credit in the United States; 3. Banks against credit: consumer finance in France; 4. American retailers and credit innovation; 5. Selling France on credit; 6. Credit and reconstruction; 7. The politics of usury; 8. Credit for being American; 9. Deregulation and the politics of over-indebtedness; 10. Consumer credit and American liberalism
Control code
ocn885338091
Dimensions
unknown
Extent
1 online resource
File format
unknown
Form of item
online
Isbn
9781139059046
Isbn Type
(electronic bk.)
Level of compression
unknown
Media category
computer
Media MARC source
rdamedia
Media type code
c
Quality assurance targets
not applicable
Reformatting quality
unknown
Sound
unknown sound
Specific material designation
remote
System control number
(OCoLC)885338091

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